For Home Buyers
Meet Our Buyer's Specialists
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Yolanda Ikoski 760-803-0493 |
Paul Lennon 619-417-7085 |
In addition to Theresa and Ray Shay, Shay & Associates has two dedicated Buyer Specialists, Yolanda Iloski and Paul Lennon. From experience, we know that buying a home can be an exciting and nerve-racking experience all at the same time. That’s why having an exclusive Buyer’s Specialist is so important to the success of your home purchase! Yolanda and Paul are experienced agents. They are dedicated professionals. They take time to get to know you, find out what is important to you and can refer you to a lender for any of your financial needs. Their goal and focus is to find you the most suitable home possible at the best possible price that supports today’s market conditions.
Yolanda and Paul work closely with Theresa and Ray to develop strategies to best position your offer in terms of price and other considerations. They then will negotiate on your behalf with your best interests in mind.
Check List for Buying A Home
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Ensure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
